What it covers

Key coverages

Every policy is built around you. Here is what home insurance can include.

  • Dwelling, fire and property damage
  • Personal property at replacement cost
  • Additional living expenses (loss of use)
  • Personal liability
  • Medical payments to guests
  • Scheduled valuable possessions
  • Water damage and sewer backup
  • Flood insurance

Why work with an independent agency

Because we represent many carriers instead of just one, we compare your home insuranceoptions and find the coverage that fits your life at a fair price. One conversation, many quotes, a real person who stays with you.