Personal Insurance
Coverage for the things that matter to you.
From your first apartment to your lake house, your daily driver to your classic car. We help you compare coverage and costs across many carriers, with your needs in mind.
Core
The coverages most Western New York families start with.
Auto Insurance
Coverage for your car and the way you drive.
Learn moreHome Insurance
Cover the place that matters most.
Learn moreRenters Insurance
Coverage for your belongings and your liability as a renter.
Learn moreCondo Insurance
Coverage for your unit, belongings, and liability.
Learn moreUmbrella Insurance
An extra layer of liability when you need it most.
Learn moreHome & Auto Bundle
Compare home and auto coverage together.
Learn morePersonal Injury Protection (PIP)
No-fault coverage after an accident.
Learn moreSpecialty & Recreational
For boats, classic cars, and recreational vehicles.
Classic Car Insurance
Agreed value for the car you love.
Learn moreWatercraft Insurance
On the water, covered.
Learn moreYacht Insurance
Built for larger vessels and broader exposures.
Learn moreRV Insurance
Coverage that travels with you.
Learn moreMotorcycle Insurance
Coverage built for the bike, not the car.
Learn moreSnowmobile Insurance
Ride the WNY winter with confidence.
Learn moreOff-Road Vehicle Insurance
For ATVs, dirt bikes, and trail days.
Learn moreProperty & Landlord
For second homes, rentals, and the properties you own beyond your own roof.
Mobile Home Insurance
Homeowners-style protection for manufactured homes.
Learn moreSecondary Home Insurance
For the lake house and the getaway.
Learn moreRental Property Insurance
Protect the property and the income.
Learn moreShort-Term Rental Insurance
Coverage for your home when you host short stays.
Learn moreValuables & Extras
For the pets and possessions a standard policy will not fully cover.
Not sure what you need?
Tell us what you want to protect. We can explain your options and help you decide what fits.